Terms & Conditions

1. Definitions

In these Terms & Conditions, unless the context requires otherwise, the following terms shall have the meanings set forth below:

• "tor23", "We", "Us", or "Our" refers to the online casino and sports betting platform operating at https://tor23.cam and all associated services.
• "User", "You", or "Your" refers to any individual who accesses or uses the tor23 platform and services.
• "Account" means the personal user account created by a User to access tor23 services.
• "Services" refers to all online gambling services provided by tor23, including but not limited to sports betting, casino games, live dealer games, slot machines, togel (numbers lottery), sabung ayam (cockfighting betting), and other gaming products.
• "Wager" or "Bet" means any stake placed on any gaming product offered by tor23.
• "Bonus" refers to promotional funds, free spins, cashback, or other incentives offered by tor23 to Users.
• "Website" means the tor23 platform accessible at https://tor23.cam and all associated subdomains and mobile interfaces.

2. Acceptance of Terms

By registering an account with tor23, accessing our website, or using any of our services, you expressly agree to be bound by these Terms & Conditions in their entirety. These terms constitute a legally binding agreement between you and tor23. We reserve the right to modify, amend, or update these Terms & Conditions at any time without prior notice. Continued use of the tor23 platform following any such changes constitutes your acceptance of the revised terms.

It is your responsibility to review these Terms & Conditions periodically. The "Last Updated" date at the top of this document indicates when these terms were most recently revised. Material changes will be communicated through email notification to registered Users or through prominent announcements on the website.

3. Eligibility Requirements

To use tor23 services, you must meet all of the following eligibility criteria:

• Age Requirement: You must be at least 21 years of age. tor23 strictly prohibits access to minors. We reserve the right to request government-issued identification to verify your age at any time. Accounts found to belong to individuals under 21 years of age will be immediately suspended and all funds forfeited.
• Legal Capacity: You must have the legal capacity to enter into binding contracts under the laws applicable to your jurisdiction.
• Geographic Location: You must be a resident of Indonesia and physically located within Indonesia when accessing tor23 services. Our services are intended exclusively for the Indonesian market.
• Single Account: You are permitted to hold only one account with tor23. Creating multiple accounts is strictly prohibited and will result in closure of all accounts and forfeiture of funds.
• Non-Prohibited Person: You must not be an employee, contractor, or close relative of any tor23 staff member, affiliate, or service provider. You must not be a professional player or have been previously excluded from gambling services.
• Legal Compliance: You are solely responsible for ensuring that your use of tor23 services complies with all applicable local, state, and national laws in your jurisdiction.

4. Account Registration

To access tor23 services, you must complete the account registration process by providing accurate, current, and complete information as requested on our registration form. Required information includes:

• Full legal name as it appears on your government-issued identification
• Valid email address
• Mobile phone number registered in Indonesia
• Date of birth (to verify 21+ age requirement)
• Residential address in Indonesia
• Secure password meeting our security requirements

You agree to maintain and promptly update your account information to ensure it remains accurate and complete at all times. Failure to provide accurate information may result in account suspension or termination.

4.1 Know Your Customer (KYC) Verification

tor23 is committed to preventing fraud, money laundering, and underage gambling. As part of our regulatory obligations, we require all Users to complete identity verification before processing withdrawals. KYC verification may require submission of:

• Government-issued photo identification (KTP - Indonesian national identity card, passport, or driver's license)
• Proof of residence (utility bill, bank statement, or government correspondence dated within the last 3 months)
• Selfie photograph holding your identification document
• Additional documentation as may be required for enhanced due diligence

Withdrawal requests may be delayed or declined until satisfactory KYC documentation has been provided and verified. tor23 reserves the right to request additional verification at any time.

4.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login details with any third party. Any activities conducted through your account will be considered as performed by you, and you will be held liable for all transactions and bets placed. You must immediately notify tor23 Customer Support if you suspect unauthorized access to your account.

5. Deposits and Withdrawals

tor23 accepts deposits and processes withdrawals through various payment methods tailored for Indonesian Users, including bank transfers and e-wallet platforms.

5.1 Accepted Payment Methods

We accept deposits via the following Indonesian payment channels:

• Bank Transfers: BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri, CIMB Niaga, OCBC NISP, Bank Permata, BSI (Bank Syariah Indonesia)
• E-Wallets: OVO, DANA, GoPay, ShopeePay, LinkAja

All transactions are processed in Indonesian Rupiah (IDR). tor23 does not accept cash deposits, money orders, or cryptocurrency at this time.

5.2 Deposit Terms

• Minimum deposit amounts vary by payment method and are displayed during the deposit process.
• Deposits are typically credited to your account instantly upon confirmation from the payment provider.
• tor23 reserves the right to decline any deposit at our sole discretion.
• You may only deposit funds from payment sources registered in your own name. Third-party deposits are strictly prohibited.
• tor23 does not charge deposit fees, though your payment provider may impose transaction fees.

5.3 Withdrawal Terms

• Withdrawals must be made to a payment account registered in your name matching your tor23 account details.
• Minimum withdrawal amounts and processing times vary by payment method and are displayed in your account dashboard.
• Completed KYC verification is required before your first withdrawal can be processed.
• tor23 reserves the right to request additional verification documents before processing withdrawals.
• Withdrawal requests are typically processed within 1-24 hours during business days, excluding Indonesian public holidays.
• Wagering requirements must be met before bonus funds can be withdrawn (see Section 6).
• tor23 reserves the right to reverse withdrawals if fraudulent activity is suspected.

5.4 Anti-Money Laundering (AML) Policy

tor23 maintains strict anti-money laundering procedures in compliance with international standards. Deposits must be wagered at least once before withdrawal is permitted. We reserve the right to investigate suspicious transaction patterns, including but not limited to high-value deposits followed by immediate withdrawal requests without significant gaming activity. Accounts found to be used for money laundering purposes will be immediately terminated and reported to relevant authorities.

6. Bonuses and Promotions

tor23 offers various bonuses and promotional offers to Users, including welcome bonuses, deposit bonuses, cashback, free spins, and special event promotions. All bonuses are subject to the following general terms:

6.1 Bonus Eligibility

• Bonuses are available only to eligible Users who meet the specific criteria outlined in each promotion's terms.
• Only one bonus per User per promotion unless otherwise specified.
• Users with multiple accounts are ineligible for any bonuses and will have all bonus funds and winnings forfeited.
• tor23 reserves the right to exclude certain Users from promotional offers at our sole discretion.

6.2 Wagering Requirements

All bonuses are subject to wagering requirements before any winnings can be withdrawn. Wagering requirements specify the number of times bonus funds must be bet before becoming eligible for withdrawal. For example, a bonus with a 30x wagering requirement means you must place bets totaling 30 times the bonus amount before you can withdraw associated winnings.

• Wagering requirements vary by promotion and game type (slots, live casino, sports betting).
• Different games contribute differently toward wagering requirements (e.g., slots typically contribute 100%, while table games may contribute 10-20%).
• Bonus funds and wagering contributions are forfeited if not completed within the specified validity period.
• Maximum bet limits apply when playing with bonus funds (typically Rp 50,000 - Rp 100,000 per bet).

6.3 Bonus Abuse

tor23 employs fraud detection systems to identify bonus abuse. Activities considered bonus abuse include but are not limited to:

• Creating multiple accounts to claim bonuses repeatedly
• Coordinated play with other Users to manipulate wagering requirements
• Using betting strategies designed solely to meet wagering requirements without genuine gaming risk
• Exploiting software glitches or errors to gain unfair advantage

Users found engaging in bonus abuse will have their accounts suspended, all bonuses and winnings forfeited, and may face permanent exclusion from tor23 services.

7. Betting Rules and Game Terms

All bets placed on tor23 are subject to the specific rules of each game or sporting event. General betting rules include:

7.1 Sports Betting

• All sports bets are settled based on official results as determined by the governing body of each sport.
• tor23 reserves the right to void bets if an event is postponed, cancelled, or significantly delayed.
• Live betting odds are subject to rapid change based on in-game events.
• Mix parlay (accumulator) bets require all selections to win; if one selection loses, the entire parlay loses.
• Settlement of football betting including bandar bola (football bookmaker) markets follows official full-time results unless otherwise specified.

7.2 Casino Games

• All casino games use certified Random Number Generator (RNG) technology to ensure fair outcomes.
• Specific rules for each game are available within the game interface.
• Malfunction of any game voids all affected bets and pays.
• Disconnection during gameplay: if you are disconnected during a game round, the round will be completed according to the game's rules, and results will be recorded in your account history.

7.3 Maximum Winnings

tor23 may impose maximum payout limits on certain bets or game types. Maximum win limits are displayed in the relevant game rules or betting slip. Winnings exceeding stated maximum limits will be capped at the maximum amount.

8. Responsible Gaming

tor23 is committed to promoting responsible gambling practices and protecting vulnerable Users. We provide the following self-control tools:

• Deposit Limits: Set daily, weekly, or monthly deposit limits to control spending.
• Loss Limits: Set maximum loss limits per day, week, or month.
• Session Time Limits: Control the duration of your gaming sessions.
• Self-Exclusion: Temporarily or permanently suspend your account if you feel gambling is becoming problematic. Self-exclusion periods available: 24 hours, 7 days, 30 days, 90 days, 6 months, 1 year, or permanent.
• Reality Check Reminders: Receive periodic notifications showing time spent and money wagered.

If you believe you have a gambling problem or know someone who does, please contact our Customer Support team immediately. We can provide information about professional counseling and support services specializing in gambling addiction treatment. Remember: gambling should be entertainment, not a way to make money. Only bet what you can afford to lose.

For more detailed information, please visit our Responsible Gaming page.

9. Prohibited Activities

The following activities are strictly prohibited on tor23 and will result in immediate account suspension or termination:

• Creating multiple accounts or using accounts belonging to other persons
• Providing false or misleading information during registration or KYC verification
• Depositing funds from payment sources not registered in your name
• Using the platform for money laundering or other illegal financial activities
• Colluding with other Users or third parties to manipulate results or outcomes
• Using automated betting systems, bots, or software to place bets
• Exploiting software vulnerabilities, glitches, or errors for unfair advantage
• Reverse engineering, decompiling, or attempting to derive source code from our platform
• Harassing, threatening, or abusing other Users or tor23 staff members
• Engaging in fraudulent chargebacks or payment disputes

10. Account Suspension and Termination

tor23 reserves the right to suspend or terminate your account at any time, with or without notice, if:

• You breach any provision of these Terms & Conditions
• We suspect fraudulent, illegal, or abusive activity
• You fail to provide requested KYC documentation
• You are found to be underage (under 21 years)
• We are required to do so by law or regulatory authority
• Your account has been inactive for an extended period

Upon termination, all pending bets will be voided, and your account balance (minus any disputed amounts, bonuses, or fraudulent winnings) will be returned to you following completion of any necessary investigations. tor23 is not liable for any losses or damages resulting from account suspension or termination undertaken in accordance with these terms.

11. Limitation of Liability

To the maximum extent permitted by law, tor23 shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages arising from your use of our services
• Loss of profits, revenue, data, or business opportunities
• Service interruptions, technical malfunctions, or system downtime
• Third-party payment processor failures or delays
• Unauthorized access to your account resulting from your failure to maintain account security
• Losses resulting from your own negligence or violations of these Terms

In no event shall tor23's total liability exceed the amount of deposits made to your account in the six months preceding the event giving rise to the claim.

12. Intellectual Property

All content on the tor23 website, including but not limited to text, graphics, logos, images, software, and trademarks, is the property of tor23 or its licensors and is protected by international copyright and intellectual property laws. You may not reproduce, distribute, modify, display, or create derivative works from any content on this website without express written permission from tor23.

13. Governing Law and Dispute Resolution

These Terms & Conditions shall be governed by and construed in accordance with international online gaming regulations and standards. Any disputes arising from these Terms or your use of tor23 services shall be resolved through good-faith negotiation between the parties. If negotiation fails, disputes shall be submitted to binding arbitration in accordance with internationally recognized arbitration rules.

14. Contact Information

If you have any questions, concerns, or require assistance regarding these Terms & Conditions or any aspect of tor23 services, please contact our Customer Support team:

• Email: [email protected]
• Live Chat: Available 24/7 on the tor23 website
• Support Hours: 24 hours a day, 7 days a week, including Indonesian public holidays

Our Indonesian-speaking support team is ready to assist you with any inquiries in your preferred language.